Commercial Insurance for all of Wisconsin including Hales Corners, Merrill, Wausau, and the surrounding areas

Commercial Insurance is Vital for all business owners in Wisconsin.

Every business is unique in its operation, the number of employees, the goods or services it delivers to customers or clients, and its culture. In our litigious society, business owners are aware that they run the risk of dealing with legal action at some point in the future, and insuring against that eventuality is one of the costs of doing business.

At Provident Insurance Group, our agency serves the business community in the area, and provides exceptional personal service. Most business owners have limited time, so we offer appointments during off-business hours and during the weekend for your convenience. Our property and casualty insurance includes coverage for commercial buildings, equipment, and belongings. Our insurance agents specialize in business insurance with offices located in Hales Corners, Wausau, and Merrill, WI.

Business Insurance

Around half a million small businesses call Wisconsin home.

Keeping your company protected from unexpected events requires the best business insurance. If your business requires insurance, our team at Provident Insurance Group can help.

Wisconsin’s business insurance rates depend on many factors, including the number of employees, sector or industry, and business insurance needs. We offer flexible payment options, quick claims, and insurance contract coverage.


Contractor’s General Liability Insurance

Businesses involved in carpentry, plumbing, electrical contractors, and construction trades, such as building construction and home improvement, require insurance.

There is risk in any industry, but more so for contractors than others. A single accident could lead to a settlement or damages your business may not be able to afford. To protect your business, it is imperative that you have adequate general liability insurance to meet your level of exposure. Additionally, you must have general liability coverage to be eligible to perform work for certain clients.

For most businesses, general liability insurance is bundled with other coverage in a business owner’s policy (BOP). However, as a contractor, you may not need or want all the coverage typically included in a BOP. If that is the case, you may be eligible for a contractor’s general liability insurance without a BOP at a better rate.

Several factors affect the rates contractors pay for general liability insurance, including the size of the policy, the state in which the business is located, and the company’s track record with regard to accidents, claims, and lawsuits. We offer contractors insurance in all of Wisconsin, with offices located in Hales Corners, Wausau, and Merrill, WI.

Workers’ Compensation Insurance

Workers’ compensation insurance coverage is required by law for many Wisconsin businesses.

This state-mandated insurance program was designed to provide medical treatment and partial reimbursement of lost wages for workers injured on the job and to help protect employers against civil lawsuits filed by injured workers.

Workers’ comp provides benefits to employees who have suffered a work-related injury or illness. Job-related injuries can result from a sudden accident or develop over time, such as injuries resulting from repetitive motion.

Commercial Auto Insurance

Vehicles used for business purposes must have insurance.

Commercial auto insurance can be accessed to cover the cost of property damage and medical expenses, as well as other damages. If your business owns, leases, or rents any vehicles, or employees use their own vehicles in the performance of work-related tasks, it is critical that you have the right commercial auto insurance policy in place.

Your commercial auto insurance policy must be customized to meet your specific needs, with various types of coverage, including liability, medical costs, comprehensive, collision, protection for uninsured and underinsured drivers, coverage for leased, borrowed, or rented vehicles, and for the vehicles owned by employees used for business activities.

Safeguard your business against the financial consequences of a serious injury accident, while protecting your assets. Liability coverage is a legal requirement, but the financial limits vary on each policy. When the limits on your policy are exhausted, your business assets may be pursued in a lawsuit or insurance claim.

Commercial Umbrella Insurance

Business liability insurance may not always cover all expenses.

Your underlying liability coverages under general Liability, Commercial Auto, and Workers’ Comp may be exhausted so businesses should have an umbrella to insure over these types of coverage to be there in case of a catastrophe. We offer commercial umbrella insurance with offices located in Hales Corners, Wausau, and Merrill, WI.

Contact us today at Provident Insurance Group to get a free quote for commercial/business insurance in Wisconsin, Illinois, or Minnesota.

Your Business is Unique

As local business owners ourselves, we understand the challenges you face on a daily basis, and we are here to help smooth the way.

We offer a full range of business insurances and work diligently to establish a business insurance strategy that truly makes sense for your operation. You deserve the highest level of service, and we are here to help. Call to find out more or to speak with one of our qualified agents to review your current policies and seek out business insurance at a lower rate with better coverage.

Insurance coverages include:


This is just a sampling of the type of business we can cover.